Your construction insurance coverage is generally meant to protect you from the truly unexpected events you could encounter fires theft auto accidents injuries or even a setback for the project youre working on but a construction defect usually falls outside of this realm of unexpected event. The decision finds that a subcontractor can have insurance coverage for an inadvertent construction defect claim under a cgl policy in illinois if the claim involves property damage to a part of the project that is outside of the subcontractors scope of work. Insurance for defective construction saves you time and money because the author a practicing attorney has done the work for you analyzing the latest legal trends approaches and theories in this area he includes an explanation of the drafting history behind the provisions governing the cgl policys coverage for construction defect claims . Construction defect claims are covered under cgl policies but watch out for the loopholes by david e wood and john l corbett general contractors frequently buy commercial general liability or cgl insurance on the assumption that it will cover third party property damage claims in connection with defective construction. Property insurance coverage law blog the policyholders advocater home insurance does my insurance cover faulty construction does my insurance cover faulty construction by marie laur on january 31 2018 posted in insurance should a construction defect occur property owners should look to their policies to determine what damage if
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